By using the Finance Mart and/or registering yourself at Finance Mart you authorize Finance Mart to contact you via email or phone call or sms and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers running on Finance Mart and offers by its business partners and associated third parties, for which reasons your information may be collected in the manner as detailed under this Policy. You hereby agree that you authorize Finance Mart to contact you for the above mentioned purposes. Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.
Purposes of collection of your data
Finance Mart collects your information when you register for an account, when you use its products or services, visit its Website’s pages. When you register with Finance Mart, you are asked for your first name, last name, state and city of residence, email address, date of birth, and sex. Once you register at the Website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and may be sent SMSs, notifications about our services to your wireless device. Hence, by registering you authorize the Finance Mart to send texts and email alerts to you with your login details and any other service requirements, including promotional mails.
We use your information in order to:
- respond to queries or requests submitted by you.
- process orders or applications submitted by you.
- administer or otherwise carry out our obligations in relation to any agreement with our business partners.
- anticipate and resolve problems with any services supplied to you.
- We might also tell you about new features or products. These might be our own offers or products, or third-party offers or products with whom Finance Mart has a tie-up.
- to make our website and the services offered by Finance Mart better. We may combine information we get from you with information about you we get from third parties.
- to send you notices, communications, offer alerts relevant to your use of the Services offered on this Website.
Some features of this Website or our Services will require you to furnish your personally identifiable information as provided by you under your account section on our Website.
Information Sharing and Disclosure
We limit the collection and use of your personal information. We may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner. Such information does not identify you individually. Access to your Account information and any other personal identifiably information is strictly restricted and used only in accordance with specific internal procedures, in order to operate, develop or improve our Services. We may use third party service providers to enable you to provide with Our services and we require such third parties to maintain the confidentiality of the information we provide to them under our contracts with them.
We may also share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. Any Information may be required to be disclosed to any third party by us by an order under the law for the time being in force.
There are number of products/services such as loans, offered by third Parties on the Website, such as NBFCs, banks. If you choose to apply for these separate products or services, disclose information to these providers, then their use of your information is governed by their privacy policies. Finance Mart is not responsible for their privacy policies.
We Collect Cookies
A cookie is a piece of data stored on the user’s computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by PRP to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by PRP to store whether, for example, you want your password remembered or not, and other information. Cookies used on the PRP website do not contain personally identifiable information.
Email- Opt out
If you are no longer interested in receiving e-mail announcements and other marketing information from us, please e-mail your request to us.
We employ appropriate technical and organizational security measures at all times to protect the information we collect from you. We use multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security. Further, you are responsible for maintaining the confidentiality and security of your login id and password, and may not provide these credentials to any third party.
Complains and Questions
In case you have any complaints or questions with respect to in accordance with applicable law on Information Technology and rules made there under, the name and contact details of the Grievance Officer , please feel free to contact us.