Privacy Policy

Finance Mart recognizes the importance of maintaining their customer privacy and security. Finance Mart is committed to maintain the confidentiality, integrity and security of all information of our users. This Privacy Policy describes how Finance Mart collects and handles certain information it may collect and/or receive from you via the use of this Website. Please see below for details on what type of information we may collect from you, how that information is used in connection with the services offered through our Website and other shared with our business partners. This Privacy Policy applies to current and former visitors to our Website and to our online customers. By visiting and/or using our website, you agree to this Privacy Policy.

By using the Finance Mart and/or registering yourself at Finance Mart you authorize Finance Mart to contact you via email or phone call or sms and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers running on Finance Mart and offers by its business partners and associated third parties, for which reasons your information may be collected in the manner as detailed under this Policy. You hereby agree that you authorize Finance Mart to contact you for the above mentioned purposes. Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.

Purposes of collection of your data

Finance Mart collects your information when you register for an account, when you use its products or services, visit its Website’s pages. When you register with Finance Mart, you are asked for your first name, last name, state and city of residence, email address, date of birth, and sex. Once you register at the Website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and may be sent SMSs, notifications about our services to your wireless device. Hence, by registering you authorize the Finance Mart to send texts and email alerts to you with your login details and any other service requirements, including promotional mails.

We use your information in order to:

  • respond to queries or requests submitted by you.
  • process orders or applications submitted by you.
  • administer or otherwise carry out our obligations in relation to any agreement with our business partners.
  • anticipate and resolve problems with any services supplied to you.
  • We might also tell you about new features or products. These might be our own offers or products, or third-party offers or products with whom Finance Mart has a tie-up.
  • to make our website and the services offered by Finance Mart better. We may combine information we get from you with information about you we get from third parties.
  • to send you notices, communications, offer alerts relevant to your use of the Services offered on this Website.
  • as otherwise provided in this Privacy Policy.

Some features of this Website or our Services will require you to furnish your personally identifiable information as provided by you under your account section on our Website.

Information Sharing and Disclosure

Finance Mart will not sell or rent your information to anyone other than as set forth in this Privacy Policy. Notwithstanding the foregoing, we may share your information to an affiliate and/or business partner. For the purposes of this paragraph, “affiliate” means any person, company, or Finance Mart directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with Finance Mart (The term “control,” as used in the preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term “person” includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association, or any other entity).
We limit the collection and use of your personal information. We may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner. Such information does not identify you individually. Access to your Account information and any other personal identifiably information is strictly restricted and used only in accordance with specific internal procedures, in order to operate, develop or improve our Services. We may use third party service providers to enable you to provide with Our services and we require such third parties to maintain the confidentiality of the information we provide to them under our contracts with them.
We may also share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. Any Information may be required to be disclosed to any third party by us by an order under the law for the time being in force.
There are number of products/services such as loans, offered by third Parties on the Website, such as NBFCs, banks. If you choose to apply for these separate products or services, disclose information to these providers, then their use of your information is governed by their privacy policies. Finance Mart is not responsible for their privacy policies.

We Collect Cookies

A cookie is a piece of data stored on the user’s computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by PRP to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by PRP to store whether, for example, you want your password remembered or not, and other information. Cookies used on the PRP website do not contain personally identifiable information.

Email- Opt out

If you are no longer interested in receiving e-mail announcements and other marketing information from us, please e-mail your request to us.

Security

We employ appropriate technical and organizational security measures at all times to protect the information we collect from you. We use multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security. Further, you are responsible for maintaining the confidentiality and security of your login id and password, and may not provide these credentials to any third party.

Changes in this Privacy Policy

Finance Mart reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review

Complains and Questions

In case you have any complaints or questions with respect to in accordance with applicable law on Information Technology and rules made there under, the name and contact details of the Grievance Officer , please feel free to contact us.